Let’s review your situation and find your best financing options!
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Start Your Path to Smarter Financing
Personalized Solutions
Schedule your call to get tailored financing options based on your unique situation. No cookie-cutter advice—only what works best for you.
Clarity and Confidence
In just one call, we’ll simplify the mortgage process, answer your questions, and ensure you feel confident in your next steps.
Maximize Your Opportunities
This initial conversation helps uncover the best strategies to save you money and build wealth faster. A quick call now can lead to big results later
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MEET THE CO-FOUNDER & CEO
Hey, I'm Josh!
I was practically born with a financial calculator in hand.
My passion is helping families build generational wealth through real estate. While no one dreams of having a mortgage, it’s one of the most powerful tools available to create financial freedom and grow lasting wealth. Here's how I do that:
Personalized Solutions: I understand that every financial situation is unique. I take the time to tailor mortgage strategies to fit your specific goals, ensuring you maximize your investment and build wealth effectively.
Expert Guidance: With years of experience in the mortgage industry, I bring deep expertise and a straightforward approach, making the mortgage process smooth, transparent, and stress-free from start to finish.
Long-Term Wealth Focus: I don't just help you secure a loan—I help you create a strategy that aligns with your long-term financial goals, using real estate as a powerful tool to build lasting wealth for you and your family.
DON'T JUST TAKE OUR WORD FOR IT
QUESTIONS TO ASK JOSH...
What loan programs do I qualify for?
Understanding the range of loan options—conventional, FHA, VA, USDA—helps you see which fits your financial situation best.
What interest rate can I expect?
Rates can vary based on your credit score, loan type, and market conditions. Ask for an estimate based on your unique circumstances.
What will my monthly payment be?
This includes not just the loan principal and interest, but also taxes, insurance, and any mortgage insurance if applicable.
How much do I need for a down payment?
The amount can vary depending on the loan type and your financial profile. Some programs require as little as 3% down.
What are the closing costs, and can they be rolled into the loan?
Closing costs typically range from 2-5% of the home’s purchase price. Ask if you can finance them into the loan to reduce upfront expenses.
How long does the approval process take?
Loan approval timelines can vary, but getting an estimate helps you plan your home purchase timeline more effectively.
Do I need private mortgage insurance (PMI)?
If your down payment is less than 20%, you may be required to pay PMI. Ask how long you’ll need to keep it and how to remove it when eligible.
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